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About student loan consolidation?

I have 2 student loans. One of them is through American Educations Services, and the other one is through Sallie Mae. I’m having a hard time keeping up with both of them along with my other bills (rent, car, insurance, etc.) What is the best way to go about consolidating them together, or is that even possible? Thanks in advance.


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4 Responses to "About student loan consolidation?"

  1. soaplakegirl says:
    google “student loan consolidation” there about 500 companies that will do this for you. I recommend citibank.
  2. ♠♥Cribbage♦♣ says:
    I consolidated all of mine through Sallie Mae. I had about 6 different loans. I am sure that if you contact them, they will have several options available.
    A bit of advice, avoid the consolidation plans that allow you to pay only interest at first. It may sound like an attractive option, but it inordinately prolongs the life of the loan.
  3. RichDaddy says:
    Depending on how much you owe try People lending to people. No middle man.
  4. payingcollege says:
    Consolidation will allow you to choose a longer repayment term (up to 30 yrs, depending on your loan amount) which will give you the cushion of lower monthly payments. However, a longer term means you will pay more interest over the life of the loan (just like if you payed only the minimum on your credit card).

    Sallie Mae offers lots of information on their website, including a calculator so you can plug in your loan amount and see what your payments would be, depending on which repayment plan you choose.

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