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Debt Relief – Insolvency – Bankruptcy Information » Bankruptcy Help » Albany Bankruptcy Lawyer – Claiming Creditors in Bankruptcy Petition – Financial Relief Attorney

Albany Bankruptcy Lawyer – Claiming Creditors in Bankruptcy Petition – Financial Relief Attorney


Do I have to include all of my creditors and how do I find their information? The Bankruptcy Rules require a debtor to file with the bankruptcy petition schedules containing the information of each claimant that holds a liability against the debtor. A claim means any party who has a right to payment from you. You must include anyone to who you owe money, even relatives, family and friends. The intentional failure to include all of your creditors can result in the dismissal of your bankruptcy case for filing a fraudulent bankruptcy petition. In order to ensure that you properly include all of your creditors, you should first thoroughly search all of your financial records. You may also want to consider contacting one of the three national credit reporting agencies to obtain a copy of your credit report. The agencies and their contact information are: Equifax (877) 322-8228 or www.equifax.com; Experian (888) 397-3742 or www.experian.com; or, Trans Union (800) 888-4213 or www.transunion.com. It is important that you obtain a credit report that includes your creditors’ addresses, so that you can give them proper notice of your bankruptcy filing. Visit albany-ny.tullylegal.com for more legal information and assistance in Bankruptcy.

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