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Debt Relief – Insolvency – Bankruptcy Information » Student Loan Help » Can anybody suggest a reliable source to refinance a cheaper student loan?

Can anybody suggest a reliable source to refinance a cheaper student loan?

I have a $11K consoliated student load at 4.75% with wells fargo. I have seen peopl with ony 2% interest rate, does anybody know a reliable insitution to refinance my student load?

Thanks in advance!!!

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6 Responses to "Can anybody suggest a reliable source to refinance a cheaper student loan?"

  1. lolalove says:
    citi bank
  2. chuckles951 says:
    That is already an excellent rate. With the credit crunch, the profit has gone out of the consolidation business and it has gone away.
  3. George Kaplan says:
    If your loans are not already federally subsidized, then you might what to check the U.S. Department of Education website and see if you qualify for a consolidation with them. You could get a rate around 3.6%, and the interest could be tax deductible.
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  5. raees_work says:
    If you have a good job or repayment plan, you can ask for a loan at your
    credit union or Prosper. People may help you. From
    http://www.acreditlibrary.com/prosper.html and http://luccu.org
  6. Prima says:
    Before getting your student loan..KNOW YOUR LOANS: FEDERAL VS. PRIVATE

    Though federal and private loans are both eligible for consolidation, federal loans have superior rates and terms, which are set by the government. However, federal and private loans must be consolidated separately.

    Federal Loans Have Favorable Terms

    There are several types of federal loans that can be consolidated. These include:

    * Stafford loan
    * Perkins
    * Parent PLUS
    * Supplemental Loans for Students (SLSs)
    * Health Professions Student Loans (HPSLs)
    * Loans for Disadvantaged Students (LDSs)
    * Nursing Student Loans (NSLs)
    * Health Education Assistance Loans (HEALs)

    Different loans carry different interest rates. Some are fixed, some are variable. While it’s possible to consolidate fixed–and variable-rate loans, the primary advantage of consolidation is shifting your variable-rate loans to a fixed rate.

    http://student-loan-consolidationrebate.blogspot.com/

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