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Debt Relief – Insolvency – Bankruptcy Information » Student Loan Help » Consolidating student loans?

Consolidating student loans?

I graduated from college 3 years ago and have a 20K student loan to pay off which is consolidated. Currently I’m paying 3.75% which I think is a little high. My lender is Chase.

I’m not sure about how loans work, but is it possible to go through another lender that would give me a lower interest rate? Does it work like a “Refinance”… does it work….would Chase transfer my loan to them and I start paying a lower interest while also paying my principle?



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One Response to "Consolidating student loans?"

  1. Charity says:
    Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes. A debt consolidation loanold loans are replaced with a new one that has more favorable terms. Your loan consultant will negotiate with creditors on your behalf, so you’ll no longer have to deal with harassing phone calls and daily mail.

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