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Debt Relief – Insolvency – Bankruptcy Information » Student Loan Help » Does anyone have a private student loan consolidation with Education Finance Partners?

Does anyone have a private student loan consolidation with Education Finance Partners?

Wanted to know if anyone is happy with the service they provide. Or are they like Salliemae where they rip you off and charge astronomical interest rates on student consolidation loans.

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One Response to "Does anyone have a private student loan consolidation with Education Finance Partners?"

  1. payingcollege says:
    Private student consolidation loans are not guaranteed by the gov’t – so they’re a much higher risk to the lender. Therefore, they’re typically based on the credit history of the borrower. It’s unlikely you’d get a significantly different interest rate if you shop around to different lenders.

    What you can do is get your credit in as good shape as possible before you consolidate, and/or find a cosigner with good credit. This can help bring the interest rate down. The rates may *seem* high, but they’re probably lower than a typical credit card or car loan rate, plus the interest on them may be deductible on your taxes.

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