Articles Comments

Debt Relief – Insolvency – Bankruptcy Information » Mortgage Refinancing » For California, do both names on a mortgage refinance loan need to be on the house deed?

For California, do both names on a mortgage refinance loan need to be on the house deed?

I am in the process of refinancing my property with my father. Since both of our names will be in the mortgage loan, do CA laws required him to be on the house deed or title too? He does not want interest in the property. If no, is it possible to ask the title company to just have my name on it during signing? If yes, can I look into a Quit Claim Deed? Thank you.

RELATED POSTS:

  1. Enhanced Life Estate Deed/Lady Bird Deed This deed will (1) allow you to retain ownership of the property (2) sell the property at any time without...

  2. Refinance House or Student Loan? We have $25,000 which we were originally going to use as a down payment on a new house. We currently...

  3. Mortgage Foreclosure Laws – Deed Transfer Under California home loan property foreclosure laws (Civil Code 2924 h), after the Trustees Sale, the final action in the...

  4. Mortgage Refinance – Get Best Online Mortgage Refinance Loan Mortgage loan interest rates have reduced considerably in the recent times, resulting into a trend in which many house...

  5. New report names Fife as The Kingdom of Insolvency A report published by Experian has shown that the Fife towns of Glenrothes and Kirkcaldy have the highest rates of...

Written by

Filed under: Mortgage Refinancing · Tags: , , , , , , , ,

3 Responses to "For California, do both names on a mortgage refinance loan need to be on the house deed?"

  1. chatsplas says:
    Your father cannot give lender a security interest in the home when he does not own it.
    Consider whether your father is co-owner, co-borrower or just a guarantor. Discuss this with your lender.
  2. Landlord says:
    This is not legal, it is contractual, with the mortgage company.

    The mortgage company is not going to lend your father money for property he does not own. He will have to be on the deed.

  3. JR says:
    Both name does not have to be on the house deed before a mortgage loan can be granted.

    WELCOME TO DIAMOND FINANCIAL LENDER

    We offer all-purpose legitimate loans anywear in world at 1.5%.

    * Easy Application
    * Cash in 2 working days
    * Confidential Secure or Unsecured.

    FIRST INFORMATION NEEDED ARE:
    Full Name:………………………….
    Location:…………………………..
    Marital status:……………………..
    Contact Phone numbers:……………….
    Amount Needed:………………………
    Occupation:…………………………
    Loan Duration ………………………
    Annual Income ………………………
    !!! you have nothing to loss than broken away from your financial handicap !!!
    !!!We are here to show you a better way to financial freedom !!!

    For Details on our Terms and Conditions Email us below.

    MR. JOSE ROCK
    MANGER OF D.F.L
    Email us @: josrock23@yahoo.co.uk

Leave a Reply

Connect with Facebook

*

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Not finding what you're looking for?
Do a custom search of our entire site:

Get Adobe Flash player