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Debt Relief – Insolvency – Bankruptcy Information » Foreclosure Help » Foreclosure Help in North Carolina

Foreclosure Help in North Carolina

In or going to be in Foreclosure? Do you need to sell your house fast in North Carolina?

We buy Houses in: Raleigh, Durham, Clayton, Leland, Knightdale, Wake Forest, Wilmington, Carolina Beach, Wrightsville Beach, Ogden, Castle Hayne, and many other surrounding locations.

Are you in North Carolina and are in or are about to be in foreclosure? If your foreclosure has gone public, chances are you’ve been contacted by investors whom you might deem as a bit unscrupulous. However, unlike these other investors, we will not try to take advantage of your unfortunate situation. We simply work with you to figure out a mutually beneficial solution so you can move on with your life with your good name and credit intact!

In a foreclosure situation in North Carolina? Time is of the essence. Contact us today for a confidential, no obligation consultation on how we can get you cash out of your house and save your credit from foreclosure before it is too late!

Below are some laws reqaarding foreclosures in North Carolina. For more information contact the Home Buying Specialists at for a free, no obigation consoltation to see what choices you have.

How are mortgage liens treated in North Carolina?


North Carolina is generally known as a title theory state where the property title remains in trust until payment in full occurs for the underlying loan. The document that secures the title is usually called a deed of trust and in North Carolina the mortgage serves the same purpose and generally contains the same terms as a deed of trust and serves the same function in a judicial foreclosure.

How are North Carolina mortgages foreclosed?

The primary method of foreclosure in North Carolina involves what is known asnon-judicial foreclosure. This type of foreclosure does not involve court action but requires notice commonly called a sale under the power of sale. When the mortgage is initially signed it will usually contain a provision called a power of sale clause which upon default allows an attorney to foreclose on the property in order to satisfy the underlying defaulted loan which is sometimes referred to as a bond. Because this is a non-judicial remedy there are very stringent notice requirements and the legal documents are required to contain the power of sale language in order to use this type of foreclosure method.

What statutes govern North Carolina foreclosures?

The laws that govern North Carolinanon-judicial foreclosures are found in North Carolina General Statutes, Chapter 45 (Mortgages and Deeds of Trust), Article 2, Article 2A as referenced in §45-4 to §45-21.38

Contact us today at
for a free, no
obligation consolation.

We buy houses in North Carolina from people in situations in almost any area, condition or price range in North Carolina.
We specialize in finding creative solutions to real estate problems that others won’t touch. We can pay all cash, take over your payments or lease-purchase your house immediately!
We will handle all of the paperwork, make all the arrangements and close within a few days if necessary.You’ll get a quick sale with no hassles, so you can put your worries behind you.,/p>


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