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Debt Relief – Insolvency – Bankruptcy Information » Mortgage Refinancing » HARP 2.0 Home Affordable Refinance Program

HARP 2.0 Home Affordable Refinance Program


The Home Affordable Refinance Program (HARP) or HARP 2.0 has been extended until December 31, 2013 and allows homeowners to refinance into low mortgage interest rates even if the property has decreased in value. A HARP Refinance addresses situations where the homeowner’s property value has fallen causing them to no longer to qualify under traditional underwriting criteria. Homeowners with a loan owned by Freddie Mac or Fannie Mae have the opportunity to refinance with any participating lender as long as the resulting loan is less than 125% of the current property’s value. Learn more about HARP 2.0 at www.hillsboroughtitle.com

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