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Help! What are my private student loan consolidation options?

I have significant student loan debt. While I am currently awaiting approval for my federal student loan consolidation through a good company, my private student loan debt is just slowly multiplying. For the past few months, I have searched high and low for private student loan consolidation options, but apparently NOBODY offers private consolidation due to the “failing economy”, as some Web sites put it.

For the past 60 days, I have spoken to Salle Mae dozens of times, attempting to get them to help me with some sort of payment plan that I am able to afford, but they refuse to make my monthly payments any less than 1/3 of my monthly income. While I wish I made enough money to pay that much alone with rent, utilities, and food, I unfortunately don’t I feel lucky to even have a job in this economy right now.

Sallie Mae has been harassing me for the past 30 days to pay my now-overdue loan, still refusing to make payments even remotely affordable for me. I receive from them 5-10 phone calls as well as 4-8 e-mails daily, and each time I have told them if I pay what they are forcing from me, I woudln’t have a place to live or food to eat, but their general reply is, “I’m sorry, then don’t pay.”

This is my last resort, hoping somebody out there knows good ideas that would be willing to share them with me. If I don’t make a move soon, they are going to start garnishing what little wages I have. Does anybody have any useful information that could help me out? I’ve tried private student loan consolidation with Sallie Mae, AES, and multiple companies, but nobody seems to be doing it anymore.

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One Response to "Help! What are my private student loan consolidation options?"

  1. Saferina G says:
    Maybe you can try below website to get the information you need. It’s about student loans consolidation articles for your second opinion.

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