Articles Comments

Debt Relief – Insolvency – Bankruptcy Information » Bankruptcy Help » how do i file for bankruptcy without money to pay for a lawyer?

how do i file for bankruptcy without money to pay for a lawyer?

i have no money. nobody to help me pay either. i’ve worn out all my financial resources. no job. how do i file for bankruptcy? can i do it myself? what kind of information do i need to gather in order to do so? help please! i have no choice now.

RELATED POSTS:

  1. What happens after I file bankruptcy on furniture I still Owe Money on? I am going to file bankruptcy on everything that I own. I recently bought furniture and bought it from “in...

  2. Bankruptcy Lawyer: The Last Resort When You Need to File Bankruptcy You should make sure that you know what does bankruptcy means you before you visit a lawyer to get assistance...

  3. Should You File For Bankruptcy Yourself, Use A Petition Preparer, Or Hire A Lawyer? Once you have decided that you should be filing for bankruptcy, the next hard question is who should be doing...

  4. A Bankruptcy Lawyer Does More than Just Make Money Some perceive lawyers to be money hungry, especially the Bankruptcy Lawyer who is practicing one of the most common legal...

  5. How to file bankruptcy concept along with expert service Bankruptcy should be considered like a final option if you are trying to settle your existing financial debt.   You...

Written by

Filed under: Bankruptcy Help · Tags: , , , ,

2 Responses to "how do i file for bankruptcy without money to pay for a lawyer?"

  1. RoofingPrincess says:
    My dad actually had to borrow money from someone to file bankruptcy on his business. There are fees that have to be paid at the time of the filing
    http://www.uscourts.gov/bankruptcycourts/fees.html
    even if you don’t use a lawyer
    Under some conditions, the filing fee can be waived; here’s the information on that:
    http://www.wiwb.uscourts.gov/fillable_forms/FeeWaiver_B3B.pdf
  2. rpg says:
    Most bankruptcy attorneys will tell you that if you are as destitute as you say, you do not need to file bankruptcy at this time. What is the worst thing that could happen? Some creditor will sue you, but if you have no assets and no income that can be garnished, the creditor who sued won’t be able to collect the judgment anyway. So basically, if you are so destitute that you literally have nothing to lose, there is no reason to file bankruptcy ***at this time***.

    In general, many bankruptcy attorneys will tell you that the best time to file bankruptcy is either (a) before it gets this bad -i.e., when you still have assets that creditors could take, or (b) just as your bad fortune is turning around — i.e., after you have found a job and have something that creditors could take (namely, your income).

    That said, you should not get your legal advice from anonymous strangers on the internet. Make an in-person, face-to-face appointment with a local bankruptcy attorney. Most offer one free consultation, which is what you need. Take advantage of the free consultation and discuss your particular situation with a licensed attorney in person to receive real legal advice from somebody actually qualified to give it.

    Filing bankruptcy yourself is usually not recommended, particularly since 2005 when the bankruptcy reform law introduced a LOT of new – very picky and technical – requirements. When you file bankruptcy without an attorney, you are held to the SAME standard as a licensed attorney so far as your knowledge of the law and of court rules and procedures. Unless you are willing and able to spend a good deal of time educating yourself about bankruptcy law and the rules and procedures of Federal court (which is where bankruptcy is filed), filing without an attorney is a recipe for disaster. If you do elect to educate yourself to the level needed to do this successfully, it will involve spending a lot of time in a law library reading law books, legal opinions, previous cases filed, professional legal journals, etc. — not just Googling “bankruptcy” on the Internet.

    Make a free appointment with a bankruptcy attorney who offers a free consultation and get the real scoop from a licensed attorney.

Leave a Reply

Connect with Facebook

*

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Not finding what you're looking for?
Do a custom search of our entire site:

Get Adobe Flash player