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Debt Relief – Insolvency – Bankruptcy Information » Mortgage Refinancing » How do I get a mortgage title and deed changed over to another party without refinancing the loan?

How do I get a mortgage title and deed changed over to another party without refinancing the loan?

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3 Responses to "How do I get a mortgage title and deed changed over to another party without refinancing the loan?"

  1. CHARITY G says:
    Call the mortgage company and see if they will sign off. If they don’t then you have to actually “sell” the property to the other party.
  2. Mary B says:
    You can’t. Legally…that’s selling the home.

    The mortgage company has to credit-qualify the new owner, and other than FHA and VA loans, you can no longer assume a mortgage.

  3. Katie143 says:
    I believe that you can quit claim the deed to another person. If you do that though, you will still be on the mortgage note and still be responsible for the payment. If you are changing the title to another person who is going to live in the house, quit claim them onto title and that way you can refinance to get yourself off the note and get that loan paid off. Hope this helps.

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