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How do I get lower interest rates with mortgage refinancing?


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3 Responses to "How do I get lower interest rates with mortgage refinancing?"

  1. chickadee! says:
    best to get on the net and put a search for interest rate comparisions and go from there, pick out the lowest rate and approach the one you are interested in
  2. Serge M says:
    Very simple. You find a mortgage company that is willing to offer a lower rate than you are paying on your current mortgage. Whether that is possible depends on your current rate as compared to the market rate that exists now. Of course you have to look at other terms of the mortgages offered to you. For example, you may not want a 3% ARM with a maximum rate of 12% to refinance a 6% fixed rate mortgage.
  3. McIlhenny D says:
    Closing some of your credit card accounts before you apply for mortgage refinancing can significantly decrease your interest rate. Source:

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