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Debt Relief – Insolvency – Bankruptcy Information » Foreclosure Help » How long does a foreclosure remain on your credit report?

How long does a foreclosure remain on your credit report?

I have a foreclosure from 2003 that continues to prevent me from re-financing my current mortgage. How long will it continue to haunt me?

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4 Responses to "How long does a foreclosure remain on your credit report?"

  1. Rhubarb says:
    forever.
  2. Shane F says:
    7 years from your last payment but it should be done this year..
  3. LuckyThree says:
    Generally 6 to 7 years but it is still possible to improve your credit report and score in the meantime, depending on your specific situation.

    I recently wrote an article that provides a few ideas on what to do and some lenders to consider if you are looking for a financing solution again. You simply need to work with a lender that has specific programs for people with poor or weak credit.

    Have a look to get some ideas if interested: http://www.consumerloansdirectory.com/buying-a-home-with-bad-credit.php

    Good luck!

  4. StephenWeinstein says:
    Seven to 7.5 years. It should be gone by mid-2011, at the latest, probably by the end of 2010.

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