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I am refinancing for a lower mortgage rate what will the appraiser do?

I purchased my home one year ago and now I am refinancing. The appraiser is coming next week. What will they do? If a spare room and garage is messy will that affect the appraisal cost? Will they look in my closets? What if the appraised value changes good or bad over when I purchased it last year? Does that change the loan or my taxes?

Thanks Bill can you answer the part about value? What if the appraised value changes good or bad over when I purchased it last year? Does that change the loan or my taxes?I appreciate you sharing your expertise. :)

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One Response to "I am refinancing for a lower mortgage rate what will the appraiser do?"

  1. Bill says:
    The appraiser will not judge your housekeeping just the house. Hopefully you bought the property for a good price and you put a large down payment on it. Most places have not increased in value during the past year so the appraisal is vary important to you being able to refinance.

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