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Debt Relief – Insolvency – Bankruptcy Information » Debt Consolidation and Refinancing » Is it futile to search for lenders that do “true” Debt Consolidation LOANS??

Is it futile to search for lenders that do “true” Debt Consolidation LOANS??

I have been searching for almost two months to no avail. Are there no legitimate lenders that perform Debt Consolidation Loans? I am not looking for a Home Equity Loan, I mean a loan to “replace” my high interest loans and credit cards with one affordable monthly payment?

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2 Responses to "Is it futile to search for lenders that do “true” Debt Consolidation LOANS??"

  1. bestonnet_00 says:
    If you’ve dealt with the spending problem that got you in the mess and been able to reduce your expense to the point at which you are already reducing your debt then you should start looking at debt consolidation.

    You really should ask your bank and see what they can provide, a personal loan or home equity loan (if you’ve got a home) might end up being a better solution than the high interest loans and credit cards that you’ve got right now.

    Though it’s important that you have your spending under control, if you don’t then all you’ll end up doing if you role your loans into one new loan is opening up more credit for you to then abuse (you can’t borrow your way out of debt).

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