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Is it not against the Constitution for Obama to bypass Congress?

Reports: Obama Set to Take Action on Housing, Student Loans Without Congress

This summer, Obama mentioned twice that he would like to circumvent Congress when it comes to pushing his agenda. Now, according to Reuters, it and the Associated Press seems he doing it.

“President Barack Obama this week will announce a series of actions to help the economy that will not require congressional approval,” Reuters reports, “including an initiative to make it easier for homeowners to refinance their mortgages, according to a White House official.”

It should be noted that not everything the president does needs congressional approval. But the wire service explains just what it is Obama is working to do:

The Obama administration has been working with the Federal Housing Finance Agency, the regulator for Fannie Mae and Freddie Mac, to find ways to make it easier for borrowers to switch to cheaper loans even if they have little to no equity in their homes.

The FHFA intends to loosen the terms of the two-year-old Home Affordable Refinance Program (HARP), which helps borrowers who have been making mortgage payments on time but who have not been able to refinance as their home values have dropped.


They are also set to reduce loan fees that Fannie and Freddie charge and waive fees on borrowers that refinance into loans with shorter terms, the Journal said.


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7 Responses to "Is it not against the Constitution for Obama to bypass Congress?"

  1. Prime Credit, This Peggy says:
    Peggy liking turtles.
  2. Yeah, Butt says:
    Yep. But Dems ar all for it & Republicans have no cahones.
  3. Peace through blinding force says:
    Of course it is, which is why all Democrats approve.
  4. Henery Hawk says:
    He needs to be impeached now, and removed from the office, and tried to pay for his crimes against the country and the people.
  5. RockIt says:
    ” to find ways to make it easier for borrowers to switch to cheaper loans even if they have little to no equity in their homes.”

    Isn’t this throwing napalm on the fire?
    Isn’t this the kind of nonsense that got us here in the first place?

    What? prolong the recovery even longer, cause even more devaluation of homes, cause even more inability for the market to bottom, stall any concept of recovery?

    What an economic ignoramous.

  6. Abraham Lincoln says:
    We can not get rid of this economic challenged buffoon soon enough. We go another year… Let’s hope and pray the courts will uphold the Constitution…. Things are dicey there since the libs and rinos put social justice judicial activists on the benches,.


  7. Spock (rhp) says:
    the Devil is in the details.

    No, the President can’t change the law, nor appropriate money, without a Bill from Congress. And, he’s going to argue that all he’s doing is changing the regulations which implement a previous law — which may make it up to Congress to sue if his proposed new regulations fly in the face of the original intent of the law.

    Should that happen, it’ll likely be fought all the way to the Supreme Court, taking years in the process, after which, even if Congress wins, the issue may be moot because the borrowers who got the reduced payments and/or loan relief will claim that they innocently relied on the representations of the government and are therefore entitled to keep what they were given, even if it was given illegally.

    Of course, such arrogant and highhanded actions on the part of the President might come back to haunt him at the polls in Nov. 2012, but that is an issue the Republican candidate would have to make important in the minds of the voters who got nothing but the bills.

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