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Refinancing a mortgage, is now a good time?

I’ve heard rates could go lower soon because of the feds recent actions, does anyone know the best course of action right now?


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2 Responses to "Refinancing a mortgage, is now a good time?"

  1. djw231us says:
    rates are about as low right now as they can possibly go. Refinancing now is a great idea. Even if they were to go down a bit more, there really isn’t much room at this point, and barring another depression will most likely go up in the next year or so.
  2. Ana says:
    Refinancing is a good idea now if you aren’t planning to sell anytime soon. I tried to once but the lender was going to charge me all kinds of closing costs to do so which would increase my principle balance by the thousands. Since I was planning to sell, I didn’t think it would be beneficial to save a few hundred a month to have a negative equity on my house.

    If you really want to refinance, the best thing to do is apply with a lender that will give you the best rate.

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