Articles Comments

Debt Relief – Insolvency – Bankruptcy Information » Student Loan Help » Student Loan Consolidation question:-College Cost Reduction & Access Act of 2007?

Student Loan Consolidation question:-College Cost Reduction & Access Act of 2007?

What, if any, impact does this have on recent graduates with existing student loans in terms of consolidation? I have not yet consolidated and am wondering if there’s an advantage/disadvantage to doing so now vs in the future.


  1. What are some good Student Loan Consolidation Companies? These crooks known as Sallie Mae have screwed me. Two years ago I started receiving my student loans, and the...

  2. TOP TEN PRIVATE STUDENT LOAN CONSOLIDATION COMPANIES TOP TEN PRIVATE STUDENT LOAN CONSOLIDATION COMPANIES To qualify for Direct private student loans Consolidation, borrowers must have at...

  3. Student Loan Consolidation Companies Student loan consolidation is a way for graduates to have all their student loans combined into one loan....

  4. Good student loan consolidation lenders? I am looking to consolidate my student loans with a federal consolidation loan. I know the interest rates are based...

  5. Can you refinance student loans after consolidation? I consolidated my student loans years ago (when interest rates were high). Last year I called my lender to see...

Written by

Filed under: Student Loan Help · Tags: , , , , , , ,

4 Responses to "Student Loan Consolidation question:-College Cost Reduction & Access Act of 2007?"

  1. samy says:
    if you paid is the best!. We need read this article with interesting information about your answer, & THE BEST consolidation for student loans with low interests options here.
  2. mefuture says:
    The good news is that almost anyone can consolidate their student loans, even with bad credit. The federal government sponsors a program through the department of education that allows anyone to consolidate their federally backed student loans (most typically, they are Stafford Student Loans but could also be PLUS Loans or Perkins Loans) and approval is not credit based by traditional underwriting standards — the key is that you cannot be behind or have missed payments. You also must have graduated and you can only consolidate student loans once (typically) in the term of the loans. The exception to this last rule is that if you take on news loans, then you can consolidate again.

    The benefit of consolidating your student loans is that you can lock in a low fixed rate while at the same time extending the duration of the pay-back on the student loans to 30 years… which could cut your monthly payment in half.

    If you want to compare rates and terms to consolidate your student loans, you can get matched with several of’s pre-screened lenders, by applying here:

    To learn more about student loans, I encourage your to visit the Student Loans Information page at

  3. Mr. Fitness says:
    I noticed you asked about student loan information and I found some websites on that can help with that exact question. Just have a look for yourself…
  4. John says:
    Hard to say not knowing everything about your loans, like amounts, interest rates etc. I would check with a few reputable lenders. Not the small fly by night companies calling you to consolidate. FYI……..Stafford rates will start to decline again and will be back in the 3% range in a few years as a result of this act.

Leave a Reply

Connect with Facebook


You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Not finding what you're looking for?
Do a custom search of our entire site:

Get Adobe Flash player