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Debt Relief – Insolvency – Bankruptcy Information » Entries tagged with "Advice"

Home Mortgage Refinancing Help and Advice

Before you sign anything regarding a mortgage refinance or modification, there are some things which you should know. There are a few easy things you can do which may save you hundreds, maybe thousands of dollars when refinancing your home mortgage loan. A lot of these tips are pretty typical, and easy to answer. Most likely, your home is the most expensive thing you will own in your life. Should you decide it is the right time to get a loan modification or mortgage refinance, read through these tips, and see where you could be saving even more money. Make sure You Read Any and All Fine Print Wen you are refinancing your home mortgage, like any other expensive thing, make sure you are fully aware of all the terms, conditions, and … Read entire article »

Filed under: Mortgage Refinancing

Simple Mortgage Refinancing Advice

Here is some mortgage refinancing advice which can save you a lot of money, and hassle. These easy to follow tips will help you avoid some costly mistakes commonly made by homeowners refinancing a mortgage. Every homeowner who is refinancing should read these tips, and ensure their refinancing goes properly. Just as you would any other large, expensive purchase you would make, be sure to do some research and shop around. It is a fact that different mortgage lenders and banks have their own interest rate amounts, terms, and conditions, which will very from lender to lender, regardless of the loan type. Sometimes, what is thought to be a great refinancing package with one mortgage lender, may not actually be the lowest quote you can get. Always be sure to get a … Read entire article »

Filed under: Mortgage Refinancing

Student loan advice / consolidation?

I am in grace period from my recent graduation from school. I have two private school loans and one federal loan. SalieMae – $18,500 Wells Fargo – $25,500 Direct Loans (federal) – $9,700 I’m having trouble trying to figure out options to put the loans together and lock in a low interest rate. I have a credit score of 802 and scored a job with a salary of $32,000 My interest rates are variable in the 13% range and monthly payments will be around $770 per month for 15 years starting in January!! Do I have options? Has anybody had success consolidating lately? Thank you in advance! … Read entire article »

Filed under: Student Loan Help

Need bad bedt loan for debt consolidation – any advice?

I need to find out where I can a debt consolidation loan, even though I have bad credit due to some unforseen circumstances in life. Has anyone gone through this and who do you recommend? What about filing for bankruptcy – how long does that take before the debts are discharged? … Read entire article »

Filed under: Debt Consolidation and Refinancing

Student Loan consolidation advice? Where can I get the best one? IM AM LOST!?

ill make this story short. I was an alcoholic that turned my life around. I had no home when starting school, and a friends place to stay temporarily. I got into Devry and took out some loans to get myself through school, and have a cheap place to stay. I managed to really do good and graduated Summa Cum Laude of my class. (yea i know, but it was a big deal to me). So then I decided to stay and get my master’s with further loans. I graduated Magna cum laude from there. Long story short, I couldn’t get a job at my field, but I took an entry level position at a very popular insurance company (fortune 200 business). I worked … Read entire article »

Filed under: Student Loan Help

Where can I get financial consultation or advice on student loans, consolidation, credit scores and mortgages?

I am a graduate student nearing graduation and have a heafty student loan around 160k. In addition, my credit score is poor because of a few missed payments. I would like to talk with someone who can give me unbiased advice on how to tackle my student loans as well as provide insight on possibly buying a house, consolidating my debt and raising my credit score. … Read entire article »

Filed under: Student Loan Help

I need financial advice about unpaid bills and voluntary loan default?

If you don’t feel like reading my long story, skip to my questions below: My situation is complex. I filed for bankruptcy two years ago due to thousand of dollars in medical bills and a car repossesion. It was discharged, I was on my way back to the top and then I got laid off from my job. With my limited income, I had to prioritize and therefore I had to let some bills go. Even after almost two years, I have not been able to find a full time job. I am currently working two part time jobs with no health insurance. My priorties were paying rent, utilities, back taxes, student loans and my car payment. Now I have gotten to the point … Read entire article »

Filed under: Student Loan Help

Need advice on a good debt consolidation company that can help me!?

Hello, Im in much credit card debt, around $40,000, and was wondering if someone knows of a good reputable debt consolidation company that can help me, Thanks. … Read entire article »

Filed under: Debt Consolidation and Refinancing

Student loan consolidation? what advice do u have?

What can you tell me about student loan consolidation? any advice? I have about $22, 000 so far but will probably be going back to school still. If I get any other loans how will that affect my consolidation?? HELP!! … Read entire article »

Filed under: Student Loan Help

ADVICE needed: A LOT of Student LOAN CONSOLIDATION………..?

Hi everyone. I have loans from college and 3 years worth of medical school (I did not finish). Most college loans were Direct Loans or Stafford Loans I think, and almost all my med school loans were from Sallie Mae. I also have a few private loans that helped pay for school. I know next to nothing about student loan consolidation, so can anyone explain how it works and/or give some wise counsel and advice? I’d greatly appreciate it!! … Read entire article »

Filed under: Student Loan Help

student loan consolidation fraud advice?

My wife was having seizures when a student loan consolidator called and tricked us into thinking he was aes. His company is only one letter off and she thought he was having us go online to check her loan. She told him she was not with it and having seizures at the time, but he had her go through the web site and electronically sign a consolidation document. We didn’t want to consolidate the loan and when we figured out what happened we called back and had it canceled. It has been 3 months now and we just received a consolidation package from another company in the mail. The first company sold our loan to another company even though they told us it was canceled. We never got a hard … Read entire article »

Filed under: Student Loan Help

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