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Debt Relief – Insolvency – Bankruptcy Information » Entries tagged with "Anyone."

Does anyone know the penalties of defaulting on a student loan?

I was wondering if anyone knew what the penalties were of defaulting on a student loan. My loans have changed hands so many times and I’ve tried consolidation and all that seems to do is get me in more hot water. The other day I was sent a letter stating that I was about to default on a loan and that I would be subject to litigation. How much jail/prison time is involved? I’ve gotten to the point where I don’t care anymore. I mean suing someone for not having money is stupid, but our justice system lets it happen all the time. … Read entire article »

Filed under: Student Loan Help

Does anyone know of any debt relief programs that are legal and won’t rip me off?

My income has been cut I’m not behind yet but I’m anticipating being that way in a few months. Anyone ever heard of The Palmer Firm, they are claiming to cut my credit card debt from $11061 to $7000 in 28 months with monthly payments of $257. I called credit solutions but they dont deal with the state of Georgia. Any help will be appreciated. … Read entire article »

Filed under: Debt Relief

does anyone haave any info on new hope debt relief?

i am considering using new hope debt relief to take care of my debt. does anyone know anything about this company? it says that they’ve been featured on cnbc, time and other places. any info will help. thanks. … Read entire article »

Filed under: Debt Relief

Can anyone suggest a good, reputable debt consolidation company?

My fiance and I live in Ohio and I’m trying to help him find a good debt consolidation company. He’s gotten some suggestions from a person he works with, but the place he talked about sounded a little less then acceptable. … Read entire article »

Filed under: Debt Consolidation and Refinancing

Has anyone been taken off a mortgage note without refinancing or selling the house?

Filed under: Mortgage Refinancing

Has anyone worked with Precision Debt Relief or other settlement companies?

I would like to know if anyone has used Precision or another settlement company and how it went. Please if you’ve used one, answer. As a person who has gotten into too much credit card debt paying for school and moves, etc. I need to do something so that I can be able to pay my bills. I’ve exhausted many options. If this doesn’t work, I feel I may have to declare bankruptcy. Please do not respond if you have nothing helpful to say. … Read entire article »

Filed under: Debt Relief

Anyone other than Wellsfargo & Chase still doing private student loan consolidations?.?

I have a problem here and I’m hoping someone can give me some direction. I have about $50k in government backed (sub & unsub) student loans I used for my bachelors and masters. Those are now coming due and I’ve got an application into the US Dept of Ed to get a federal consolidation on them. I think that will be fine and roll into one manageable payment. BUT I also have another $70k in private education loans with a few different lenders that I needed to make up the gaps over the years. I need to consolidate those but it seems like not nearly as many lenders are doing private consolidations anymore??? I know why, the economy and credit conditions. Chase and Wellsfargo are still but I tried and they … Read entire article »

Filed under: Student Loan Help

Has anyone had a good experience with debt consolidation/credit counseling?

I am not referring to a consolidation loan, I am refer to the services that take your bills and lump them into one monthly sum. If you have had a good experience, which company did you use? … Read entire article »

Filed under: Debt Consolidation and Refinancing

I am in terrible shape… I have bills and creditors calling all the time can anyone offer me any advise HELP!

I have tried debt solutions companies but they want more than I can afford..I can’t refinance my home b/c of my score and debt to income ratio. It seems like the harder I try the further I fall back. No one wants to give me advise except to file bankruptcy and I just can’t bring myself to do that. Most of the bills are charge cards which have been destroyed now. Can someone please help me. … Read entire article »

Filed under: Bankruptcy Help

Has anyone refinanced a mortgage lately?

I am curious what equity percentage is required these days for a mortgage refinance or new home purchase. Also, if anyone has refinanced through ING lately, please share your experience. … Read entire article »

Filed under: Mortgage Refinancing

Does anyone know of a legitimate debt management/consolidation company?

We are in debt and I don’t want to file bankruptcy. After all I created the debt so I should pay it, but I also do not want to keep paying the minimum amount due for the rest of my life. I’m thinking of trying credit counseling and debt consolidation. Does anyone know of a good company? I tried my local credit counseling center that is through the government and they were rude and inattentive. I am in the United States. Thanks for the advice. … Read entire article »

Filed under: Debt Consolidation and Refinancing

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