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Debt Relief – Insolvency – Bankruptcy Information » Entries tagged with "Interest"

Refinancing A High Interest Rate Mortgage Effectively

Are you facing trouble making your monthly mortgage payments due to the high amounts that you fork out every month for your mortgage alone? You would probably be feeling the pinch of higher interest rates if you opted for an ARM deal when you purchased your home to take advantage of the then rosy real estate scenario. But once the effects of the economic slowdown started tightening the belt on the real estate sector, interest rates increased drastically, and those who were on ARM plans were the ones that felt the pinch worst. Interest rates increased dramatically, and in return your monthly payment for your mortgage also swelled up substantially. Many are in this quandary, and are seeking effective ways to put an end to the extra payment that they have … Read entire article »

Filed under: Mortgage Refinancing

Mortgage Refinancing Leads to Lower Interest Rates

Article by David Nalin Typically, most Australians religiously made monthly instalment repayments until a home loan is paid. However, mortgage refinancing has become a popular option for homeowners seeking to save money. The average duration for an Australian home loan has been reduced to between four to five years in the past decade. There are many reasons Australians seek mortgage refinancing. Getting a Better Deal The prevalent reason for mortgage refinancing is to get a better deal. Many people believe finding a lower interest mortgage financing is that better deal but there are other aspects about securing mortgage refinancing that need to be considered such as the fees accompanying any loan transaction. Any consumer considering mortgage refinancing needs to examine each and every aspect about a particular loan to determine if it is, … Read entire article »

Filed under: Mortgage Refinancing

Any proposed student loan debt elimination programs or interest rate reductions?

Has anyone heard if Obama’s new budget includes anything about possible programs to help cut down student loan debt or a move to lower interest rates, particularly for consolidation? … Read entire article »

Filed under: Student Loan Help

(Refinance to low mortgage AND High Interest Education Loan) OR (High Mortgage Interest AND No Education Loan)?

We have a primary mortgage of 201,000 USD at 6.125% 5 year arm with 1.5 year left on the terms. We have a secondary mortgage of 39,000 USD at 4.125% variable interest rate. The house value is estimated at 211,000 USD. We have about 40,000 USD in our checking account and no savings. I will be going to school for a Physical Therapy program. My tuition fee for 3 years will be 40,000 USD. I am getting a fedral direct unsubsized loan at 6.8% with upto 10,000 USD disbursed each time starting this fall. My husband has a steady job and makes around 100,000 USD. How should we best manage our finances??? 1) Should we save the 40000 USD for my tuition and not take any of the 6.8% education loan? We will try to refinance … Read entire article »

Filed under: Mortgage Refinancing

My wife’s student loan fm AES is OVER 10% interest: as a single loan, is there any “consolidation” option?

I know that consolidation from multiple loans is possible, I just would like to know if there are any lower interest options out there. American Education Services is killing us with this high interest – and the quicker we pay it off, the higher they raise the interest! … Read entire article »

Filed under: Student Loan Help

Will refinancing a home lower the mortgage and interest rate?

Filed under: Mortgage Refinancing

Which bank offers the lowest interest rate for mortgage refinance in California?

I need to refinance my second/investment home in Milpitas California and I’m looking for a mortgage broker or a bank that offers lowest interest rate based on 700 or more fico score. Preferably a loan program with minimum monthly payment is preferred. … Read entire article »

Filed under: Mortgage Refinancing

Will the student loan interest go up?

I know there are new rate of student loan consolidation coming out in this coming June. I am wondering what you guys think, the interest is going up or down? … Read entire article »

Filed under: Student Loan Help

Bad Credit Mortgage Refinance : Where can I find the lowest interest rate for a mortgage refinance?

Where can I find the lowest interest rate for a mortgage refinance in Arizona? I would like to be able to look for it online. … Read entire article »

Filed under: Mortgage Refinancing

Where can I find the lowest interest rate for a mortgage refinance?

Where can I find the lowest interest rate for a mortgage refinance in Arizona? I would like to be able to look for it online. … Read entire article »

Filed under: Mortgage Refinancing

Which is the best debt consalidation agency to join that offers very low interest rate debt consolidation?

im searching for the name of a debt consolidation company that offers the very lowest interest rate for debt consilidation out of all the competitors. please does anyone know out of their own experience? … Read entire article »

Filed under: Debt Consolidation and Refinancing

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