Articles Comments

Debt Relief – Insolvency – Bankruptcy Information » Foreclosure Help » What’s the difference between bank foreclosure and homeowner’s association foreclosure?

What’s the difference between bank foreclosure and homeowner’s association foreclosure?

My sister is already facing bank foreclosure but she also just got a letter saying that she will be facing homeowner’s association foreclosure because of unpaid dues. They’re filling a lien against her … I don’t understand the difference … I thought only banks could foreclose.


  1. Foreclosure Defense Attorney – Helping Homeowners Avoid Foreclosure The last couple of years have been quite unstable for the housing market. People are facing foreclosure and losing their...

  2. What The New Foreclosure Law Means To Arizona Homeowners Are you a homeowner in Arizona considering foreclosure?  I have three words for you “Don’t do it” You may not...

  3. What’s the difference between a regular foreclosure and an REO foreclosure? I’ve been looking up foreclosures at the county office to buy a foreclosure (the ones about to be auctioned). Someone...

  4. Foreclosure: How Long Before the Bank Kicks Me Out? The Bank Is Going To Take My House — How Long Do I Have Before They Kick Me Out? Many...

  5. Foreclosure Defense Secrets This program is a necessity for any homeowner facing foreclosure or even just behind on their mortgage. Foreclosure Defense Secrets...

Written by

Filed under: Foreclosure Help · Tags: , , , , , ,

3 Responses to "What’s the difference between bank foreclosure and homeowner’s association foreclosure?"

  1. Worldly25 says:
    Nope they both can since ownership is dependent on paying both your mortgage and association fees.
  2. Kevin C says:
    ur sis will find that homeowner associations have in the covenants or bylaws the ability to lien unpaid dues. Any valid lien can be foreclosed on. A mortgage is just another lien that can be foreclosed on. If the lender is foreclosing(most likely in 1st position) she does not have to worry about the association foreclosing. They would have to pay off the 1st to get title. At this point it is moot because the home will be lost anyways, unless she can get a loan mod.
  3. Ed Atun says:
    She agreed to pay the HOA fees when she bought the condo. If she doesn’t pay, the HOA can go after her for the money or the condo. They are choosing to go for the condo. The problem for the HOA is that they will have to pay the mortgage if they own the condo; and they don’t want to pay the mortgage. The bank will end up owning it..

Leave a Reply

Connect with Facebook


You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Not finding what you're looking for?
Do a custom search of our entire site:

Get Adobe Flash player