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Debt Relief – Insolvency – Bankruptcy Information » Debt Consolidation and Refinancing » Who can help me with debt consolidation?

Who can help me with debt consolidation?

Without screwing up my credit rating? I see so many commercials for credit/debt consolidations.


  1. Who do you recommend for a good debt consolidation service? Any personal experiences? I have approximately $15K in various credit card and hospital bill debt. I am looking for a good company that...

  2. What is a reputable debt consolidation company? I fell behind on my credit cards when I had an emergency medical expense. Even though I have a steady...

  3. What exactly happens to your credit if you do debt consolidation? I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do...

  4. Is debt consolidation a good thing to do over bankruptcy? A friend of mine is considering doing debt consolidation and I’ve heard that these types of businesses may be crooked....

  5. Where can I find a personal debt consolidation loan for people with bad credit? I am in dire need of a debt consolidation loan and I have bad credit. I can make things work...

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7 Responses to "Who can help me with debt consolidation?"

  1. bdancer222 says:
    And most of them will screw up your credit. They want their fees up front and one of the favorite ways to “negotiate” with your creditors is to not pay for several months then threaten bankruptcy.

    If you really need help, check this site: . Consumer Credit Counseling Service (CCCS) is a non-profit company that offers free counseling service.

    You can do it your self by making a strict budget. Put every penny you can squeeze out of that budget on the highest interest rate debt, while making minimum payments on the rest. When the highest is paid off, move to the next till they are all paid off.

    If you work at it, you could have all your debts paid off in 2 or 3 years.

    1. michal says:
      hi this is an amazing article I want to information about bridging loan anyone can give some detail.
  2. Mary says:
    HI! You should check out the company I went with. they were great–my credit score is better then before. I paid my debts in full–just at a lower interest rate and payment. I also had just one payment per month. I still received my statements showing that the payments were made and they also helped me with my budget
    Here is their website:
  3. Ask M says:
    you can do it yourself for free

    creditinfocenter com

  4. Classy Granny says:
    Don’t use any of those things you see on TV. They aren’t free. You pay a fee for their services. Find a credit card with 0% interest or at least one with a lower % than what you are paying now.

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