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Will paying off student loans early increase your credit score?

Will paying off student loans early increase your credit score?

Can you defer after student loan consolidation if you go back to school?

Will your Stafford loans accrue interest in deferment if you consolidate them and go back to school?
Thanks, what about if you consolidate subsidized Stafford loans with unsubsidized Stafford loans?


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One Response to "Will paying off student loans early increase your credit score?"

  1. Fred says:
    To pay your student loan early inadvance does not increase your credite score. Credit scores are determine by the number of payments you make on time as scheduled and agreed by contract.

    Yes! If you continue your education, the student can be deferred.

    Yes! You can consolidate you loans and they will continue to accumulate interest as set forth in the original agreement.


    A temporary postponement of student loan principal and/or interest payments that may be granted if the borrower satisfies certain criteria. The government pays interest on your subsidized Stafford loan while it is in deferment, but not on unsubsidized Stafford, Grad PLUS or PLUS Loans.

    Consolidation Loan:

    A loan that combines your existing loans into one new loan by paying off your existing balances. A consolidation loan usually has a lower monthly payment and longer repayment term than your combined original loans.

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