Articles Comments

Debt Relief – Insolvency – Bankruptcy Information » Mortgage Refinancing » Would refinancing my mortgage affect my title or current title insurance?

Would refinancing my mortgage affect my title or current title insurance?

I’d like to take advantage of the low interest rates but, unfortunately, I’m also involved in litigation with a neighbor where I’m represented by my title insurer. Would refinancing my mortgage now disrupt that coverage in any way?


  1. Would it be better to pay large lump sum to current mortgage before refinancing? Currently looking at refinancing home, but can’t decide if it would be better to add additional monies to current mortgage...

  2. Insurance Information : About AARP Life insurance & Mortgage Refinancing The AARP offers life insurance and mortgage refinancing over their Web site for senior citizens. AARP life insurance will...

  3. Where do I find current information about mortgage modification, refinancing, and new mortgage rules? There is a lot of talk about mortgage modifications, refinancing and new mortgage rules, but most info is so basic...

  4. Is Upfront Mortgage Insurance paid at a mortgage refinancing deductible from income taxes? I am pretty sure it is deductible when you a buying a home; just want to know if it is...

  5. Can a person on the title but not the mortgage stop me from refinancing? I have a loan contract with a person on the title (individual property grant deed) in which the contract for...

Written by

Filed under: Mortgage Refinancing · Tags: , , , , , ,

3 Responses to "Would refinancing my mortgage affect my title or current title insurance?"

  1. wizjp says:
    Not if you are working under an owner’s title policy; just changes the policyholder for the lender’s policy.
  2. loanmasterone says:
    If you are involved in a legal matter and the property is involved, then you would not be in a position to refinance.

    Lenders would only lend on property that is not in litigation and have a clean title.

    I hope this has been of some benefit to you, good luck.

    “FIGHT ON”

  3. acermill says:
    As loanmaster indicated, you will not be able to refinance until the legal situation is cleared up with your neighbor. To refinance, you would need a new title insurance policy, and no title insurer will issue you a policy as long as this litigation remains open.

Leave a Reply

Connect with Facebook


You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Not finding what you're looking for?
Do a custom search of our entire site:

Get Adobe Flash player